The Process Explained: Understanding the Basics

We explain what this service is and what you’ll need to qualify for one.

What You Can Expect

Payday Loan Basics Payroll Loan Basics

This is basically is a short-term loan for a small amount that is secured against your paycheck. Such services are also referred to as payday loans, paycheck loans, cash advances, etc. It gives you emergency funds to help you make ends meet between the dates you are paid. You will have your funds automatically deposited into your account. These loans are ideal for people who need money in a hurry to cover immediate expenses, such as car repairs, medical bills, etc. They can assist you in managing your cash.

How You Qualify

You can easily qualify for this service as long as you meet the following requirements:

  1. At least 18 years old
  2. A U.S. citizen
  3. Employed or have another regular source of income
  4. Make at least $1000 monthly
  5. Keep a current checking or savings account

That's all you need to get approved. In most cases, you will not even need to fax us any supporting documentation. In most cases the process can be completed paperlessly. Additional conditions may apply depending on the lender.

Sign Up Process

Our sign up and approval process can be summed up in a few simple steps:

    • Complete the sign up. Sign up to complete our lender's short, form.
    • Receive an approval decision. You will soon know whether or not you have been approved for service.
    • Your funds are deposited directly into your account. Once you've completed the process, you can have your funds electronically wired to your checking or savings account by the next business day in some cases.
    • Repay the balance.The lender assigned to you will have their own set of repayment policies, so be sure to ask them about this when they contact you regarding this service.
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First Name:
Last Name:
E-Mail:
I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.

How They Work

Do You Qualify?