FAQ About Payroll Loans

What is a payroll loan?

A payroll loan, also called a payday loan or cash advance, is a short-term loan for a small amount of money intended to cover emergency expenses between paydays. A payroll loan is basically a loan against your next paycheck. Payroll loans are an ideal source of fast cash for people who need to cover urgent, relatively small expenses before their next payday.

How do I sign up for a payroll loan?

You can sign up for a payroll loan by clicking "start now" anywhere you see it on our website. This will take you to our short, secure sign up form. The form takes only a few minutes to fill out.

Can I get a payroll loan?

You just need to meet the requirements set forth below:

• Be at least 18 years old
• Have current employment or other source of consistent income
• Make at least $1000 per month
• Have U.S. citizenship
• Maintain a current checking or savings account

*requirements will vary from lender to lender

How large of a payroll loan can I get?

The amount of your payroll loan will depend on several factors, especially your income level and what your assigned lender decides. In general, though, payroll loans can be up to $1500. The more you make, the higher the payroll amount for which you will qualify.

When will I receive my payroll loan?

This will change depending on the lender, but you will usually see your payroll loan direct deposited into your account the next business day after you are approved for a loan. (that deposit rates and funds availability will depend on your lender.)