We Answer Your Questions

Here are the answers to the most commonly asked questions about short-term financial services.

What is this service?

Payroll Loan FAQ FAQs About Payroll Loans

A payroll loan, also called a payday loan, is a short-term advance for a small amount of money intended to cover emergency expenses between the dates you are paid. It is basically a loan against your next paycheck. Payroll loans are an ideal source of funds for people who need to cover urgent, relatively small expenses before the date they are paid.

How do I apply for relief?

You can apply by clicking "start now" anywhere you see it on our website. This will take you to our short, secure sign up form. The form takes only a few minutes to fill out.

Can I get approved easily?

You just need to meet the requirements set forth below:

  • Be at least 18 years old
  • Have current employment or other source of consistent income
  • Make at least $1000 per month
  • Have U.S. citizenship
  • Maintain a current checking or savings account

*requirements will vary from lender to lender

How much can I get approved for?

The amount of your approved balance will depend on several factors, especially your income level and what your assigned lender decides. In general, though, amounts can be up to $1500. The more you make, the higher the balance for which you will qualify.

When will I receive my funds?

This will change depending on the lender, but you will usually see your funds direct deposited into your account the next business day after you are approved for assistance. (that deposit rates and funds availability will depend on your lender.)

Start NowStart Payroll Loan Now
First Name:
Last Name:
I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.


Questions About Payroll Loans